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This online Rewards Store (“Site”) is provided to you as a cardholder, allowing you to redeem your rewards points as part of the applicable Rewards Programme (“Programme”) to offset payments for purchases made on this Site. You acknowledge and understand that: (i) the Site is operated and managed by a third-party merchant, Biztech Digital Sdn Bhd (the “Merchant”); and (ii) the products and services available for purchase and/or redemption on the Site are provided by the Merchant. You acknowledge and agree that the bank is not the provider, supplier, or seller of any products or services available on the Site, except for card payment and rewards point redemption services facilitated by the bank. Each purchase accepted or effected via this Site constitutes a purchase and/or redemption of products or services directly from the Merchant, under an individual contract between you and the Merchant (each a “Merchant Contract”). If you choose to make a redemption on this Site, you undertake to comply with the terms of the Programme, and the bank is authorized to make payments due from you to the Merchant under the Merchant Contract on your behalf. The bank shall not have any responsibility or liability concerning compliance or non-compliance by you or the Merchant under the Merchant Contract. At no point shall the bank be required to establish any contract or provide any warranty or representation regarding the delivery, sale, or provision of products or services available on this Site. The bank shall not be responsible for any delivery, after-sales service, payment invoicing or collection, customer inquiries (including sales inquiries), technical support, maintenance services, or any other obligations or services related to the products or services provided on this Site by third parties. You agree to resolve any disputes arising from the Merchant Contract directly with the Merchant, without reference to the bank.